<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Production 19]]></title><description><![CDATA[A San Francisco-based video production company. We offer video production, food visual design, in-language service & marketing management service.]]></description><link>https://www.production19.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Sun, 26 Jul 2026 20:38:37 GMT</lastBuildDate><atom:link href="https://www.production19.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What Is an Annuity? Guaranteed Retirement Income, Taxes, Fees and Withdrawal Rules]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to explain how annuities work and who may benefit from guaranteed lifetime income. Learn the differences between fixed indexed, variable, immediate and deferred annuities, including cash value, income base, withdrawal rules, surrender charges, taxes, fees and death benefits—plus the key pros and cons to consider before adding an annuity to your retirement plan.]]></description><link>https://www.production19.com/post/what-is-an-annuity-guaranteed-retirement-income-taxes-fees-and-withdrawal-rules</link><guid isPermaLink="false">6a616c84b252e37e4d331376</guid><category><![CDATA[City Spotlight]]></category><pubDate>Thu, 23 Jul 2026 01:21:17 GMT</pubDate><enclosure url="http://youtu.be/8f0Fzt2H09s" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[San Francisco Muni Fare Changes 2026: Clipper 2.0, Tap to Pay, Fare Discounts and Ticket Fines]]></title><description><![CDATA[SFMTA community representative Jessie Liang joins City Spotlight to explain the latest San Francisco Muni fare changes. Learn how to pay with Clipper 2.0, contactless credit cards, Apple Pay and Google Pay, plus what to expect when MuniMobile is discontinued. The episode also covers daily fare caps, free Muni for youth and eligible seniors, Clipper START discounts, fare inspections and the $134 fare evasion fine.]]></description><link>https://www.production19.com/post/san-francisco-muni-fare-changes-2026-clipper-2-0-tap-to-pay-fare-discounts-and-ticket-fines-1</link><guid isPermaLink="false">6a616b9a424f5a9980a2cca3</guid><category><![CDATA[City Topics]]></category><pubDate>Thu, 23 Jul 2026 01:17:26 GMT</pubDate><enclosure url="http://youtu.be/n1stIyuLuiA" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Traditional IRA vs Roth IRA: Tax Benefits, RMDs, Roth Conversions and Retirement Planning]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to compare Traditional IRA and Roth IRA tax benefits, contribution and income limits, withdrawal rules and required minimum distributions (RMDs). Learn how Roth conversions, Backdoor Roth IRAs, 401(k) rollovers, inherited IRAs and SEP IRAs for self-employed workers may fit into your retirement and tax planning strategy.]]></description><link>https://www.production19.com/post/traditional-ira-vs-roth-ira-tax-benefits-rmds-roth-conversions-and-retirement-planning</link><guid isPermaLink="false">6a6113b51a46f8513d72e0cb</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 19:02:23 GMT</pubDate><enclosure url="http://youtu.be/LzSmI6SScGg" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Senior Mental Health: Depression, Loneliness, Insomnia and Healthy Aging After Retirement]]></title><description><![CDATA[Eric from Eric’s Time Channel joins City Spotlight to discuss senior mental health, including depression, loneliness, social isolation and sleep problems among Asian immigrant older adults. Learn how families can support aging parents through better communication, meaningful social activities, healthy routines, improved sleep habits, and balance and strength exercises for fall prevention.]]></description><link>https://www.production19.com/post/senior-mental-health-depression-loneliness-insomnia-and-healthy-aging-after-retirement</link><guid isPermaLink="false">6a61130c6ed1567a596d7df3</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 18:59:51 GMT</pubDate><enclosure url="http://youtu.be/0ZJpKa_Em0o" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[How to Avoid Scams: Phone Fraud, SIM Swap, Investment Scams and Identity Theft Protection]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to explain how to recognize and prevent phone scams, government and bank impersonation, caller ID spoofing, SIM swap fraud, romance scams and fake investment platforms. Learn how to verify suspicious calls, protect retirement and financial accounts, spot identity theft, and freeze your credit with Experian, Equifax and TransUnion.]]></description><link>https://www.production19.com/post/how-to-avoid-scams-phone-fraud-sim-swap-investment-scams-and-identity-theft-protection</link><guid isPermaLink="false">6a611262424f5a9980a1bb60</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 18:56:46 GMT</pubDate><enclosure url="http://youtu.be/1iGIqPJgVxQ" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[San Francisco Parking Guide: SFMTA Parking Apps, Meter Rates, Garage Reservations and Clipper 2.0]]></title><description><![CDATA[SFMTA community representative Jessie Liang joins City Spotlight to explain the latest San Francisco parking and public transit updates. Learn how to pay parking meters with ParkMobile and HotSpot, understand demand-responsive parking rates, reserve municipal garage parking, avoid parking tickets, and use Clipper 2.0 transfer discounts. The episode also covers Chinatown parking and street closures during the Portsmouth Square construction project.]]></description><link>https://www.production19.com/post/san-francisco-muni-fare-changes-2026-clipper-2-0-tap-to-pay-fare-discounts-and-ticket-fines</link><guid isPermaLink="false">6a6111abb252e37e4d31fbc2</guid><category><![CDATA[City Topics]]></category><pubDate>Wed, 22 Jul 2026 18:53:48 GMT</pubDate><enclosure url="http://youtu.be/bHh3Aho0CoQ" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Gum Disease After 50: Symptoms, Gum Recession, Dry Mouth and Tooth Loss Prevention]]></title><description><![CDATA[Dentist Dr. Lee joins City Spotlight to explain the early signs of gum disease and periodontal disease, including bleeding gums, gum recession, bone loss and loose teeth. Learn how dry mouth, diabetes and aging affect oral health, and how brushing, flossing and regular dental cleanings can help prevent root cavities and tooth loss after age 50.]]></description><link>https://www.production19.com/post/gum-disease-after-50-symptoms-gum-recession-dry-mouth-and-tooth-loss-prevention</link><guid isPermaLink="false">6a610db06ed1567a596d6d89</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 18:36:41 GMT</pubDate><enclosure url="http://youtu.be/M7drQcUOagg" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[401(k) vs IRA: Traditional IRA, Roth IRA, Rollover, RMD and Roth Conversion Explained]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to compare 401(k), Traditional IRA and Roth IRA retirement accounts. Learn about 401(k) rollovers, early withdrawal penalties, Required Minimum Distributions (RMD), Roth conversions, 2026 contribution and catch-up rules, and how retirement withdrawals may affect taxes, Social Security benefits and Medicare premiums.]]></description><link>https://www.production19.com/post/401-k-vs-ira-traditional-ira-roth-ira-rollover-rmd-and-roth-conversion-explained</link><guid isPermaLink="false">6a60fa10bc66ff1e99e15aea</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 17:13:01 GMT</pubDate><enclosure url="http://youtu.be/gx8rdM-Hg4k" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[How Much Money Do You Need to Retire? Savings, Income, Expenses and the 4% Rule]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to explain how much money you may need for retirement. Learn how to calculate retirement savings, income, cash flow and living expenses using the 4% rule, while planning for Social Security, 401(k), IRA, inflation, Medicare costs, long-term care and unexpected expenses, especially for those retiring in California and the Bay Area.]]></description><link>https://www.production19.com/post/how-much-money-do-you-need-to-retire-savings-income-expenses-and-the-4-rule</link><guid isPermaLink="false">6a60f997e29ccdaddeba3706</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 17:11:13 GMT</pubDate><enclosure url="http://youtu.be/ElEk8JQUG5I" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Medicare Part C Explained: Medicare Advantage Benefits, Costs, HMO vs PPO and Enrollment]]></title><description><![CDATA[Medicare advisor Helen joins City Spotlight to explain Medicare Part C, also known as Medicare Advantage. Learn about plan benefits, zero-premium plans, copays, prescription drug coverage, doctor networks, prior authorization and out-of-pocket limits, as well as the differences between HMO and PPO, Medicare Advantage and Medigap, and what seniors should consider before enrolling or changing plans.]]></description><link>https://www.production19.com/post/medicare-part-c-explained-medicare-advantage-benefits-costs-hmo-vs-ppo-and-enrollment</link><guid isPermaLink="false">6a60f90e3775830b10c7a988</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 17:09:06 GMT</pubDate><enclosure url="http://youtu.be/KkAMk03Fb2U" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Green Card Adjustment of Status Changes: I-485, Consular Processing and Visa Risks]]></title><description><![CDATA[Immigration attorney Leung Chung Ming joins City Spotlight to explain potential changes to the U.S. green card adjustment of status process. Learn how the policy may affect I-485 applicants, marriage and family-based green cards, H-1B and L-1 visa holders, consular processing, immigrant intent and people with visa overstays, and why applicants should seek legal advice before leaving the United States.]]></description><link>https://www.production19.com/post/green-card-adjustment-of-status-changes-i-485-consular-processing-and-visa-risks</link><guid isPermaLink="false">6a60f8b1bc66ff1e99e156ce</guid><category><![CDATA[City Topics]]></category><pubDate>Wed, 22 Jul 2026 17:07:15 GMT</pubDate><enclosure url="http://youtu.be/GsXCUC09GSs" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Estate Planning Explained: Will vs Living Trust, Power of Attorney and Probate]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to explain essential estate planning documents, including wills, revocable living trusts, powers of attorney and advance health care directives. Learn how to avoid probate, transfer property and financial accounts, select a successor trustee or beneficiary, and prepare for future financial and medical decisions through estate planning in California.]]></description><link>https://www.production19.com/post/estate-planning-explained-will-vs-living-trust-power-of-attorney-and-probate</link><guid isPermaLink="false">6a60f87ed4c9d93303117880</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 17:06:16 GMT</pubDate><enclosure url="http://youtu.be/YMqZcDofnYQ" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Intermittent Fasting Explained: 16:8 Benefits, Weight Loss, Risks and Safety]]></title><description><![CDATA[Dr. Pak from the San Francisco Department of Public Health joins City Spotlight to explain intermittent fasting, including the 16:8, 12:12 and 5:2 methods. Learn how fasting affects blood sugar, insulin and fat metabolism, what to eat and drink while fasting, and the potential risks for seniors, people with diabetes, high blood pressure or chronic conditions, and those taking medication.]]></description><link>https://www.production19.com/post/intermittent-fasting-explained-16-8-benefits-weight-loss-risks-and-safety</link><guid isPermaLink="false">6a60f463d4c9d93303116ab2</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 16:48:59 GMT</pubDate><enclosure url="http://youtu.be/vnAnFuuKk1M" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[San Francisco Proposition D Explained: Overpaid CEO Tax, Business Impact and Public Services]]></title><description><![CDATA[San Francisco Supervisor Connie Chan joins City Spotlight to explain Proposition D, also known as the Overpaid CEO Tax. Learn how the proposed CEO pay ratio tax would affect large corporations, generate funding for public services and address income inequality, along with its potential impact on small businesses, AI companies, the city budget and San Francisco’s local economy.]]></description><link>https://www.production19.com/post/san-francisco-proposition-d-explained-overpaid-ceo-tax-business-impact-and-public-services</link><guid isPermaLink="false">6a60f34abc66ff1e99e1444d</guid><category><![CDATA[City Topics]]></category><pubDate>Wed, 22 Jul 2026 16:44:16 GMT</pubDate><enclosure url="http://youtu.be/aLUy8LwT8bw" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[When to Claim Social Security: Benefits at 62, Full Retirement Age or 70]]></title><description><![CDATA[Financial expert Frank Ho joins City Spotlight to compare claiming Social Security retirement benefits at age 62, full retirement age or 70. Learn how early benefits, delayed retirement credits, working income limits, health, savings, spousal benefits and survivor benefits can affect your monthly payments—and how to choose a Social Security strategy for your retirement.]]></description><link>https://www.production19.com/post/when-to-claim-social-security-benefits-at-62-full-retirement-age-or-70</link><guid isPermaLink="false">6a60609a20510c8475e84451</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 06:18:05 GMT</pubDate><enclosure url="http://youtu.be/D5G2fyEz_dc" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Saikat Chakrabarti: From Stripe Engineer and AOC Chief of Staff to Political Reform]]></title><description><![CDATA[Former Stripe engineer and AOC Chief of Staff Saikat Chakrabarti joins City Spotlight to share his journey from the tech industry to Bernie Sanders’ campaign, Justice Democrats and San Francisco politics. He discusses money in politics, AI and jobs, the Green New Deal, affordable housing, healthcare, rising living costs and the reforms needed to make government work for ordinary Americans.]]></description><link>https://www.production19.com/post/saikat-chakrabarti-from-stripe-engineer-and-aoc-chief-of-staff-to-political-reform</link><guid isPermaLink="false">6a60549c20510c8475e81e5d</guid><category><![CDATA[City Topics]]></category><pubDate>Wed, 22 Jul 2026 05:27:03 GMT</pubDate><enclosure url="http://youtu.be/KaSjm2B_Yaw" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Covered California 2026 Changes: Premium Subsidies, Open Enrollment and Income Rules]]></title><description><![CDATA[Covered California Bay Area representative Wenjia joins City Spotlight to explain key health insurance changes for 2026, including rising premiums, federal subsidies, a shorter open enrollment period and premium tax credit repayment rules. Learn who qualifies for Covered California, how to transition from Medi-Cal, when to update your income, and how to avoid losing coverage or repaying unexpected subsidies.]]></description><link>https://www.production19.com/post/covered-california-2026-changes-premium-subsidies-open-enrollment-and-income-rules</link><guid isPermaLink="false">6a6054005514a6e974a6e7d8</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 05:24:24 GMT</pubDate><enclosure url="http://youtu.be/O8prfCx6aJg" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Medicare Explained: Parts A, B, C and D, Drug Coverage, Advantage vs Medigap]]></title><description><![CDATA[Healthcare consultant Helen joins City Spotlight to explain Medicare Parts A, B, C and D, including eligibility, enrollment periods, prescription drug coverage and out-of-pocket costs. Learn the differences between Original Medicare, Medicare Advantage and Medigap, how Part D and the Medicare Prescription Payment Plan work, and what to consider when choosing coverage for doctors, medications and travel.]]></description><link>https://www.production19.com/post/medicare-explained-parts-a-b-c-and-d-drug-coverage-advantage-vs-medigap</link><guid isPermaLink="false">6a6052dc5514a6e974a6e3ec</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 05:19:34 GMT</pubDate><enclosure url="http://youtu.be/_QarFfF589o" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[Medi-Cal Changes 2026–2027: Eligibility, Asset Limits, Work Requirements and Renewal]]></title><description><![CDATA[California Department of Health Care Services Deputy Director Yingjia Huang joins City Spotlight to explain Medi-Cal eligibility and major policy changes for 2026 and 2027. Learn about Medi-Cal asset limits and reviews, new work requirements, renewal rules, immigrant coverage, and the differences between Medi-Cal, Medicare and Covered California, and how to avoid losing your health coverage.]]></description><link>https://www.production19.com/post/medi-cal-changes-2026-2027-eligibility-asset-limits-work-requirements-and-renewal</link><guid isPermaLink="false">6a6052015514a6e974a6e115</guid><category><![CDATA[City Spotlight]]></category><pubDate>Wed, 22 Jul 2026 05:18:53 GMT</pubDate><enclosure url="http://youtu.be/duBdnkjP1W0" length="0" type="video"/><dc:creator>info244569</dc:creator></item><item><title><![CDATA[ICE Immigration Enforcement Explained: California Immigrant Rights and Legal Protections]]></title><description><![CDATA[California State Senator Scott Wiener joins City Spotlight to explain ICE immigration enforcement, the difference between ICE and Border Patrol, and the legal protections available to immigrants in California. Learn about ICE raids, immigrant rights, California’s sensitive-location and officer identification laws, workplace enforcement, and how federal immigration actions affect San Francisco’s immigrant communities, Asian-owned businesses, workers and public safety.]]></description><link>https://www.production19.com/post/ice-immigration-enforcement-explained-california-immigrant-rights-and-legal-protections</link><guid isPermaLink="false">6a6051965514a6e974a6dfaa</guid><category><![CDATA[City Topics]]></category><pubDate>Wed, 22 Jul 2026 05:14:30 GMT</pubDate><enclosure url="http://youtu.be/unwnLe6NOL0" length="0" type="video"/><dc:creator>info244569</dc:creator></item></channel></rss>