401(k) vs IRA: Traditional IRA, Roth IRA, Rollover, RMD and Roth Conversion Explained

Financial expert Frank Ho joins City Spotlight to compare 401(k), Traditional IRA and Roth IRA retirement accounts. Learn about 401(k) rollovers, early withdrawal penalties, Required Minimum Distributions (RMD), Roth conversions, 2026 contribution and catch-up rules, and how retirement withdrawals may affect taxes, Social Security benefits and Medicare premiums.